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Was there any hope to fix a credit history this bad I wondered. She'd been through a few tough years but now with a steady job she was determined to turn her life around. As earnest as she was I had little hope she could improve her credit scores enough to qualify for a mortgage and buy a home. Still I sent her home with my one year plan to fix her credit history. Twelve months later no one was more shocked than I when we reviewed her credit report together. I shouldn't have been so surprised. Kendra had followed my instructions carefully to improve her credit scores with amazing success. Hear what my Readers say #46 #46 #46 "Kate I wanted to take this opportunity to thank you for encouraging me to be more responsible with my credit." KB Ask Kate How To Improve Your Credit Rating By the way have you seen these questions from Kate's other readers Now you can ask Kate your questions. Improve your credit rating. I see internet schemes all the time claiming to fix a credit report quickly. 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